The role of health insurance?

The role of health insurance?

Am I the only one around here that thinks health insurance is completely backwards? Auto insurance is insurance you have if you have an accident or your car is stolen. It's to cover big time expenses you can't routinely deal with. It's not for replacing the alternator or getting oil changes. Home Owner's insurance is the same deal. You don't have it pay to fix a leaky faucet. You have it pay if the home sustains major damage or burns down. Can you imagine how expensive either one of those would be if we expected it to cover routine costs? We'd be complaining we need Auto and homeowners insurance reform too. So why is Health insurance so different? Why not just make it for big ticket items like cancer, heart attacks, etc. and leave everything else for out of pocket? And once people started actually having to pay for their own routine medical costs, then we'd start seeing some actual reform of how health care is priced and delivered.

 

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.INFO

 

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Hi, I'm a 18yrs old french girl, who have my full english driving license since January. I would like to buy a car, but I would like to know which one have cheap car insurance. I already know that the car shouldnt be higher than 1.6L. I have some idea for my car like Fiat 500, Nissan Micra, but the insurance is expensive. Thank You

 

 

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Insurance and a newborn??

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The role of health insurance?

Am I the only one around here that thinks health insurance is completely backwards? Auto insurance is insurance you have if you have an accident or your car is stolen. It's to cover big time expenses you can't routinely deal with. It's not for replacing the alternator or getting oil changes. Home Owner's insurance is the same deal. You don't have it pay to fix a leaky faucet. You have it pay if the home sustains major damage or burns down. Can you imagine how expensive either one of those would be if we expected it to cover routine costs? We'd be complaining we need Auto and homeowners insurance reform too. So why is Health insurance so different? Why not just make it for big ticket items like cancer, heart attacks, etc. and leave everything else for out of pocket? And once people started actually having to pay for their own routine medical costs, then we'd start seeing some actual reform of how health care is priced and delivered.

 

How much would the insurance cost?

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I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?

 

 

What is a cheapest insurance in PA?

The questions simple. I'm looking for insurance in name only. It's going on an old beater I maintain that goes from a to b and back again working each day. No prior insurance on it (well their has been for 4 years or so now but under a different name without mine being on the policy soo you know.) If it crashes and burns thats where the thing will stay after I haul it out and get any salvagable parts. Seems the general is a bit cheap especially when you can pay a years worth of coverage in one payment. (I can) Any other dirt cheap sites?

 

 

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.

 

 

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!

 

 

Car insurance in California?

Is it true that if you are financing a car you HAVE to have car insurance??

 

 

Should i keep my health insurance?

I make 30,000 a year for a family of 4. I have an 80/20 High deductible health plan with a deductible of 10k, that costs about $4,000 a year. My yearly health expenses are about $1,200. Should I keep my current insurance or apply for medicaid where only my children would be covered? I don't have any extra money to put in a health savings account.

 

 

I'm looking to buy car insurance, how much should it be? MG ZR?

Its for an MG ZR 1.4 I cant go on my parents policies because my dads left my mum and my mum don't drive, so theres no way, plus i have no over family, so its impossible for that option. Of course it wont be cheap but i didn't expect it top be extortion, im male, so i know its higher, ive done some online quotes, it said around 6000 a year, how can a 17 year old even buy that, unbelievable, i was hoping it be around max.. 2000 even that's really high. Lol I ain't exactly rich lol. First ill buy a older rubbish car to get my confidence up with driving, then try to go for this car, its my dream car tbh, i find it beautiful. Im gonna name it Phoenix. lol. i am sad. But i was just wondering about it.. if you have any other advice about insurance, such as, what would make it cheaper ( year the car was made, door numbers etc) or what cars li should buy first.. i would appreciate it highly. Thank you in advanced. :) God Bless you all.

 

 

Can someone add me to their car insurance policy without me knowing?

my husband, kids and I live in a split house with my in-laws and their car insurance policy was going to add us to their policy without us even knowing. is that illegal. my aunt works for state farm and she's never heard of it in her 25 yrs of working for them. i own my own car insurance through state farm and i don't need two.

 

 

Car insurance question?

I recently passed my test, and was looking at car insurance quotes and they're all pretty expensive. I was wondering if I were to just wait until I'm about 23 or 24 before I purchase a car, would the insurance be cheaper, even if I didn't have any driving experience? Thanks in advance.

 

 

What would I need to do to get car insurance (new driver)?

I plan on leasing a car and paying monthly, but I'll need car insurance. I'm 21 and a new driver, Where should I get my car insurance? And how much will i be looking to pay for a car in the 2004-2006 range? Thanks.

 

 

Would a crown vic be much cheaper to insure than a mustang gt for an 18 year old?

I always have worked on hondas and I would like to have a car with a ford pushrod or mod motor in it and Im just concerned with insurance prices given its a v8 amd I'm 18 what would I be expecting to pay I have the money I just want to hear opinions on my options before i ask for a quote

 

 

How can i get cheaper car insurance at 17?

How can i get cheaper car insurance at 17?

 

 

What is insurance groups?

ex:this car is insurance group 19. whats that mean? and which numbers are cheap ones?

 

 

Progressive auto insurance problem !?

I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.

 

 

If I provisionally insure myself then will my insurance be cheaper when I pass?

I'm 17 and I was wondering if I bought provisional insurance on my car then would it be cheaper to insure after I pass than it would if i didn't have it?

 

 

How much do you pay for teen car insurance per 6 month?

We have 2 cars 01 camry and 98 nissan. I am 18 , dad is 54 and we pay 35004+ for 6 months . Is that high?

 

 

If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?

If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?

 

 

If someone threw rocks at your car and insurance paid for it would your rates go up?

Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..

 

The role of health insurance?

Am I the only one around here that thinks health insurance is completely backwards? Auto insurance is insurance you have if you have an accident or your car is stolen. It's to cover big time expenses you can't routinely deal with. It's not for replacing the alternator or getting oil changes. Home Owner's insurance is the same deal. You don't have it pay to fix a leaky faucet. You have it pay if the home sustains major damage or burns down. Can you imagine how expensive either one of those would be if we expected it to cover routine costs? We'd be complaining we need Auto and homeowners insurance reform too. So why is Health insurance so different? Why not just make it for big ticket items like cancer, heart attacks, etc. and leave everything else for out of pocket? And once people started actually having to pay for their own routine medical costs, then we'd start seeing some actual reform of how health care is priced and delivered.

https://www.linkedin.com/pulse/auto-financing-insurance-does-exist-ethan-cervantes/